12% Club से लोन कैसे ले ?12% Club Se Loan Kaise Le
Friends 12% Club is an Investment & Loan App powered by Bharat Pay in partnership with RBI registered NBFC. You can earn 12 percent interest annually by investing your money on 12% Club and you can also take loan from this app. With this app, you can withdraw your invested money anytime. In this article, I will tell you about 12 Club App Kya Hai. So that you can easily invest your money in 12% Club and earn a good return.
What is 12% Club App? – 12% Club App kya h ?
12% Club is a fast and convenient platform for peer-to-peer (P2P) online money lending and borrowing money offered by Bharat Pay. This app provides investment options in partnership with RBI registered NDFC company Hindon Mercantile Limites, LenDen Club and Liquiloan
This app gives you 12 percent interest annually on your invested money. And from this app you can also take instant loan anytime. With this app, you can earn a good return by investing your money safely sitting at home.
In this app you can invest from Rs.1000 to Rs.10 lakh and you do not have to pay any fee on this. This app is registered by RBI and it is safe to invest in BharatPe as we are India’s largest fintech company.
If you save your money in 12% club instead of savings account or FD, you will get more interest than the bank. Because in present times the bank does not give us that much interest.
How to invest in 12% Club App ?
Let us tell you that on which side you can earn 12% interest by investing your money in 12% Club app. For this you have to follow the steps given below. Click on the button below to download the 12% Club App.
12% Club App Download kaise kre
- First of all, you have to download 12% Club App from Play Store or App Store and SignUp with your mobile number.
- Now you have to click on the Add Money button.
- You have to link your bank account.
- Now KYC has to be completed from Digi Locker and a selfie has to be clicked.
- Now you have to verify OTP after reading the term and conditions and accepting it.
- You can invest up to Rs.10 lakh in this app by entering the amount according to your needs and clicking on Add Money. You will get the option of UPI, Netbanking and Debit Card.
- You can add money from any of the three.
- You start getting interest from the very next day.
What are the benefits of 12% Club App ?
There are many advantages of using this app, some of them are given below, please read them carefully.
- You can earn a whopping 12% annually by investing money on the 12% Club app.
- In this app you get interest on your invested money everyday
- You can easily invest your money sitting at home and can withdraw money anytime you want.
- You can easily track your invested money through the mobile app.
- This app does not have any joining fees and any kind of hidden charges.
- You can easily take loan from this app.
- With this app, you can take a loan at a much lower rate of interest than the loan available in the market.
- Many types of UTI support are available in this app.
- You can pay your bills with this app.
- You can take money in your account through the QR code of this app.
- You can use it in your business.
- You can earn more returns on your money than the returns you get in the market.
Disadvantages of the 12% Club App
Friends, there is a risk of loss in any investment, so there is no risk to your investment in 12% Club P2P Lending, but those who take loans from this app. The repayment by the borrower directly affects your returns. If all the borrowers repay the loan properly then you will not be in any danger.
The money that is invested in it is loaned to others. If someone does not return the money then you may suffer loss.
The 12% Club app is secure
The P2P Lending App offered by 12% Club Bharat Pay is built for both Android and iOS. When you download and register this app, then this app asks for some permissions from you. You have to set the data of your mobile phone in this app and this app collects the data of your mobile phone like Location, Personal Information, Finance Information, Photos and Videos, Files And Documents, Contact, App Activity, Device Or Other IDs. does.
This app stores all your data and keeps it safe. But if you want to invest in 12% club, then read its privacy policy carefully and invest according to your own thinking. So that there is no danger to your invested money.
12 Club Add Money Problem
If you are also facing problem in adding money on 12% club app, then we will tell you for what reason this happens.
When we add money on this app, then Reopening Soon is written. This means that they have accumulated a lot of money and they are not getting loan takers. According to the rules of RBI, it cannot keep so much money due to which the option of Add Money is closed. As these people find borrowers, they give that money and then turn on the Add Money option in the 12% Club app.
12 Percent Club Se Loan Kaise Le ? (12% club loan apply online)
If you ever need money urgently, then you can easily take a loan from 12% Club sitting at home. With this app, you can take loan at 12% annual interest rate and you do not have to pay any extra charge for repaying the loan before the stipulated time. You get a loan in this app at a lower interest rate than the loan available in the market. For this, you must have KYC documents like PAN card and Aadhaar card.
- First of all, you have to download 12% Club App from PlayStore or App Store and SignUp with your mobile number.
- Now you will see Borrow @ 12% under Add Money, click on Apply Now.
- You will have to complete your KYC for the loan.
- You have to do KYC with Aadhaar card by adding bank account and click a selfie. Your KYS will be complete.
- Now click on the option of Get Loan and enter your Pan Number there.
- Your CIBIL score will be checked.
- If you are eligible for the loan then you will be shown the loan amount.
- Now you have to select EMI and loan months and click on Accept after reading Term and Conditions.
- Within no time the loan amount will be transferred to your bank account.
How to earn money by REFER & EARN from 12% Club App
Apart from investment and loan in 12% Club app, you also get the benefit of earning money by referring someone. If you use this link then you can earn money by referring your friends or any family member. You can earn unlimited money from this app.
You get 10% referral bonus on the amount of money your referred people earn by investing in this app. If the friends referred by you are earning interest of Rs.1000 on their investment, then you get 10% of that i.e. Rs.100. With this app, you can also earn good returns by getting more and more referrals. Know about how to refer from this app.
On opening the 12% Club app, click on the three lines on the top right side.
Now you have to click on Refer & Earn.
You have to copy the refer link and click on Refer Now.
You can share this link with your friends and get them to join.
Referral bonus of 10% of the interest earned by the people referred by you on their investment will be deposited in your account.
How to use the 12% Club app
Let’s know about how to manage 12% Club app. On opening this app, three lines will appear on the right side, click on it. You can manage your investment, profile, investment certificate completely in this.
Home – By clicking on Home in this app, you will get information related to your investment in Earn @ 12%. How much money you have invested and how much interest you get on that every day. In this you can Add Money and Withdraw. Apart from this, you will get the option of Borrow @ 12% on Home. If you have taken a loan, then you will get complete information related to the loan and if you want to take a loan, then you can take the loan immediately.
Profile – In this you will get your bank account details and your account details. You can change your bank account details anytime. And in the account you will get details of Phone Number, Email ID, DOB, Address, KYC Verification.
Statement – In this you will get information related to Deposit, Withdrawal and Earnings in Account Summary. And by clicking on the option of Download Statement given below, you can download your investment statement.
Documents and T&C – In this you will get General Term and Conditions, Deposit Term and Conditions and Investment Cretificate. You can read their Term & Conditions and download the Investment Certificate of your investment amount.
Investment Projection – In this you can see your investment by selecting 1 Week, 1 Month and 1 Year.
Refer & Earn – You can earn refer bonus by referring your friends or family members.
Help and Support – In this you can contact them by email for information like 12% Club Details, Investing, Withdrawal, Borrowing
conclusion
Today we have told you in detail about 12 Club App Kya Hai, how to invest, what are the benefits, disadvantages, 12 Club App is safe. We hope you have liked our article. If you want more information about this, then you can comment on us. If you liked our article, then share it with your friends and on social media. Thank you.
You can watch video to invest in 12% club and for complete information about this app.
Read Also – State Bank Of India Personal Loan 2024: Interest Rate, Easy Application Process & Benefits
FAQ- Frequently asked questions about 12% Club
Q – 1 : What is 12% club?
Ans : 12% Club Bharat Pay is a fast and convenient peer-to-peer (P2P) online money lending and borrowing platform offered by Bharat Pay.
Q – 2 : How to download 12% Club App?
Ans: You can easily download this app from Play Store and App Store. You just have to search and install 12% Club.
Q – 3 : What is Bharat Pay app?
Ans: Bharat Pay is our India’s fintech company which provides QR Code and swipe machine service to merchants at their shop. With which the customer can scan the QR Code and pay through UPI and Card.
Q – 4: How much interest is available in 12% club?
Ans: In this you get up to 12% interest annually.
Q – 5 : What is the maximum investment limit in 12% club?
Ans: In this you can invest up to a maximum of Rs 10 lakh.
Q – 6 : Who is the owner of BharatPe?
Ans: The owner of Bharat Pay is Ashneer Grover
