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गूगल पे से पर्सनल लोन कैसे ले ? मुझे Online पर्सनल लोन लेना है | Google Pay Loan 2023
Many times such a situation comes in front of us that we suddenly need money. In such a situation, we cannot go to the bank because there is a long process to take money from the bank and friends and close people also shy away from giving us money.
But now you don’t have to worry because like CreditB app Google Pay app has released a new feature to provide instant loan. You can get a higher loan amount at a lower interest rate with the help of Google Pay loan offer.Through this article, we will know how we can take a loan from Google Pay and also talk about some of its other features and personal loan offers.
Do Read :- Top 3 Instant online loan apps 2023 | Best loan application
What is Google Pay Loan?
Google Pay is a famous payment app which is operated by Google company. In this, you can avail services like all types of recharge, bill payment, credit card bill payment and other payments. This app has become famous in India in a very short time.
Currently this G-pay application has got a rating of 4+ on Playstore and it has been received more than 500 million times. In fact, Google has joined hands with some lending app companies that come on Google Pay and provide prequalified loans to common people.
This clearly means that Google Pay itself does not offer loans. In this, you also get to see very low interest rates for the loan. If you keep doing Regular Payments and Money Transfer through this app, then you can easily get a personal loan in it.
Do Read :- Fatakpay Review | fatakpay app download | Fast Loan app
google pay loan apply details
Google Pay Loan Rating 9/10 Star Ratings
Google Pay offer will get you Rs 21 (instantly, for free)
Maximum loan amount Rs 2,00,000 (two lakh)
Minimum loan amount Rs 10,000
Loan interest rate up to 11-30% annual interest rate
Applicant age up to 22-60 years
Google Pay Loan Contact Number 1800-419-0157 (For India)
How to sign-up for Google Pay loan?
If you want to apply for Google Pay Personal Loan, then it is necessary to have your G-Pay Account. Also, your few weeks Transaction Records should also be good.
Let us now go through the step-by-step process of creating an account on the Google Pay loan app;
Tap the Google Pay app on your mobile.
First of all you have to enter your mobile number and verify it with OTP. Keep in mind that this should be the same mobile number which you have linked with the bank.
After verification, you will see the option of “Add Bank Account”, click on it.
After this the names of many banks will appear in front of you. Out of this, click on the bank to which your mobile number is linked.
Now automatic verification of your account will be done through text message.
After successful verification, your account will be linked with Google Pay and you can take advantage of the features of this app.
Please Note: To have 100% chance of Google Pay loan approval, you need to setup UPI account and transfer money to at least 10 people. It will work even if the transfer amount is only Rs 10-50.
Google Pay Loan Eligibility
One lends money only when he is eligible to borrow. Similarly, the Google Pay app also checks your eligibility and only then gives you the loan. Eligibility for taking a loan from Google Pay is as follows.
The applying person must be a citizen of India.
You must have some source of income.
Your CIBIL score should be good. If the minimum is 700 or more then it is a good thing.
Your age should be from 22 to 60 years.
The applicant must have a bank account to receive the loan amount.
Your mobile number should be linked with bank and Aadhaar card.
Do Read :- Fatakpay Review | fatakpay app download | Fast Loan app
Documents Required for Google Pay Loan
Wherever we go to take a loan, we need some necessary documents so that the lender can have faith in us. In the same way, to take a loan from Google Pay, we also need some documents, which are something like this.
PAN Card – for ID proof
Aadhar Card – For Address Proof
Bank statement or salary slip (optional) – for your income proof
Biometric Selfie Photo – For Identification
Please Note: In some cases, you may need to upload some other documents as well. However, these documents are not required for pre-qualified loans available on Google Pay.
How to get loan from google pay 2023 | Google Pay Loan Kaise Le?
Google Pay provides Hassle-Free Personal Loan, due to this the process of taking a loan on Google Pay is very easy. We have divided the Google Pay loan apply process into a few steps and given you the details in detail. Let us know how to take loan from Google Pay by step-by-step method.
First of all open the Google Pay app in your mobile.
As soon as you open it, you scroll a little, then you will see the section of “Manage Your Money”. Where you will see Loans and Gold etc. Out of this you have to click on “Loans”.
If you do not see the Finance section, then you can see it by clicking on “See More”.
Now here the name of the lending company, loan amount, interest rate, loan tenure, etc. have come in front of the companies which provide loan offers on Google Pay.
Do Read :- Fatakpay Review | fatakpay app download | Fast Loan app
Now here the name of the lending company, loan amount, interest rate, loan tenure etc. must have come in front of the companies which provide loan offers on Google Pay.
Click on the icon or on the Loan Apply button of the lending partner from whom you want to get Google Bank Loan.
In this you will be told some steps and some important documents, personal details etc. will be visible which you have to submit.
Submit the loan application after filling all the necessary loan details and providing the documents.
After this, after checking your documents and completing other procedures, the Google Pay loan provider company will directly deposit the loan amount into your Google Pay bank account.
Although this whole process is very easy, but if you have any doubt about it, then by watching this video, you can get loan from Google Pay.
Do Read :- Top 3 Instant online loan apps 2023 | Best loan application
How to check Google Pay loan apply status?
When you apply Google Pay Loan, it may take some time or days to get approved. But you can easily check the status of your Google Bank loan application.
Scroll down by opening the Google Pay app and click on Loans appearing under “Manage Your Money”.
Here you will see the options of Loan Offers and Your Loans. Here you will see three status.
In Progress: Your loan application is currently being reviewed.
Pre-approved: Your loan has been approved.
Not Eligible: Your Google Pay loan has been rejected.
If your Google Pay Loan has been approved, then you have to click on the Pre Approved option.
Now you have to select Loan Amount and Tenure and fill KYC details by tapping on Review Details.
Here you will see the terms of the bank, accept it and verify the OTP and submit the loan. You will get the loan amount in just 6-24 hours.
How much loan can be taken in Google Pay?
Google has recently released the loan feature, so being new, you can get a loan from 10,000 to 1 lakh in the beginning. But if you repay the loan on time, then you can be given a loan for a higher amount as well. Before taking the loan, your Credit Score and Eligibility are checked and you can get the loan only if both of them are good.
What is the Google Pay personal loan interest rate?
As we have already told you that different types of companies offer loans in this. You also get to see different interest rates for these loans. You will be surprised to know that you can get loan without any interest.
But in general, if seen, you get interest rates ranging from 11 to 30% per annum on Google Pay loan. Your credit history also decides the loan amount and interest rates.
Do Read :- Fatakpay Review | fatakpay app download | Fast Loan app
For what tenure can I take a loan from G Pay?
Google Pay provides us small loan. It is clear from this that if the loan is small, then the tenure of the loan will also be short. You also get multiple options for selecting the tenure for different loans. Usually you can take loan in Google Pay for 3 months to 36 months. Explain that the longer the tenure for which you take the loan, the higher the interest rates you will have to pay for the loan.
Google Pay Loan Charges
Different types of companies give you loan in Google Pay. So it is obvious that its charges will also be different. That’s why we can say that there are no fixed fees and charges to be paid for taking a loan on Google Pay.
But when you take a loan from any company, you can get information about its Fees and Charges. You must check the different types of charges before applying for the loan. As there are no hidden charges in Slice Credit Card, but there may be hidden charges in other loan applications.
Benefits of taking a loan from Google Bank
You get to see many benefits of taking a loan from Google Pay. We are going to give you information about some of these benefits in the following form:-
After applying for the loan, the loan amount is transferred to your bank account within 1-2 working days.
You can repay the loan in the form of easy EMIs.
Being India’s number one app adds to its credibility.
On this you can apply loan from mobile only.
The entire process of taking a loan is done online only.
If you have any income source then you can easily get loan in it.
If you have a good credit score, you can also take a loan of up to 5 lakhs.
What needs to be done for loan approval on Google Pay?
If we take a loan from anywhere, then there are some things in it that we have to take care of so that we do not face any problem during the entire loan process. We are going to tell you these things to keep in mind.
The most important thing is that you should take the loan only as much as you need and as much as you can repay.
Any loan gives priority to those who have a good credit score. So try to keep your credit score above 700 and only then apply for the loan.
Before taking a loan, you should get proper information about the interest rates and other charges of that loan so that you do not face any problem later.
Do all the research before taking the loan so that you can get the loan at the best rate.
Do Read :- Top 3 Instant online loan apps 2023 | Best loan application
Google pay loan customer care number
If you face any problem during the entire loan process, you can get in touch with Google’s helpline. Their customer support team will definitely help you. You can contact with Google Pay with the details given below.
Toll Free Contact Number: 1800-419-0157 (India Contact Number)
Official Email Address: support-in@google.com
Online Support Link: Google Pay India Support
How to Install Google Pay Loan App?
There are some mobiles in which Google Pay app is already available, but if your mobile does not have this app, then following we are going to tell how to get Google Pay.
Do Read :- Fatakpay Review | fatakpay app download | Fast Loan app
First of all open this official link in your mobile.
Now a new page will open in front of you, in which all the information related to Google Pay will be written.
In this, the Install button will be visible on the right side, click on it.
Google Pay app will start coming in your mobile as soon as you click. After installation, you can manage your money on it, you can take a personal loan.
Questions and Answers (FAQs) – Google Pay Loan | Google Pay Se Loan Le
Below we have answered all the important frequently asked questions related to Google Pay loan and its offers. Hope it will be very useful for you.
Do Read :- Fatakpay Review | fatakpay app download | Fast Loan app
Does Google Pay itself provide loans?
No way. There are many big loan companies who have partnered with Google Pay. These lending partners offer loans on Google Pay. Because at present Google does not have any bank of its own.
What is Google Pay Pre-approved or Pre-qualified loan?
If we talk about Pre Approved, then this is the loan that you get without doing anything, you just have to choose the Loan Amount and EMI Cycle. Google itself provides it by looking at your Transaction and Credit Score. On the other hand Pre Qualified means you are fully eligible for Google Pay Loan, all you have to do is apply for the loan.
Is Google Pay app safe for taking loan?
There is no doubt about it. Google Pay is an app of the famous American company Google. Which is famous all over the world and its CEO is also a resident of our country India. That’s why we can consider this app as 100% safe.
Why does my Google Pay loan get rejected?
Goolge Bank is not responsible for why your loan is rejected because Google itself does not review the loan application. According to your Eligibility Criteria, loan providing companies review the loan application on Google. You can contact the Lending Partner to know the exact reason.
What if we do not repay the loan in Google Pay?
If we do not repay the loan in Google Pay, then first Google Pay sends you a notice, but even after that if you do not repay the loan then action can be taken against you.
Do Read :- Fatakpay Review | fatakpay app download | Fast Loan app
Can anyone take advantage of the Google Pay Loan Offer?
Yes of course you can. But the person who has good transactions of few months behind him, he gets loan very easily. For other people, it may take more time than the prescribed time to get the Google Pay loan approved.
For how long can we take loan in Google Pay?
The tenure of the Google Bank loan depends on their lending partner. Broadly, in Google Pay, we can take loans for 3 to 36 months.
How to check loan offer in Google Pay app?
First of all, open the Google Pay app and then scroll down to the “Manage Your Money” section. Here you will get to see the latest Google Pay loan offers.
How can we get the loan amount taken from Google Bank?
We can get the loan amount taken from Google Pay in our bank account.
Through which companies does Google Pay give loans?
As we know that currently Google does not have any bank and Google offers loan through loan lending partner and provides loan at low interest rate. At present, companies like DMI Finance, CASHe, Federal Bank etc. give loans on Google Pay.
Do Read :- Top 3 Instant online loan apps 2023 | Best loan application
Can I take a second loan on Google Pay along with the first loan?
No, you can avail a second loan on Google Pay only after you have cleared the EMI of the first loan. Otherwise, you cannot apply for any other loan till you repay the EMI.
Conclusion
Very easily we can get loan from Google Pay with easy process. Many companies offer loans in this, so before taking a loan, you should do a good research and most importantly, you have to keep in mind that take the loan only when you need it so that your precious money is not wasted.
We have told you all the method of taking loan from Google Pay and some other information about it above. Keeping this information in mind, you can take a loan from Google Pay.
If someone you know wants to take a loan, then do share with him about Google Pay Loan kaise Le so that it becomes easier for him to take a personal loan from Google Bank.
Do Read :- Top 3 Instant online loan apps 2023 | Best loan application
